Assisted Living Cost Calculator
Get a realistic monthly cost estimate based on your state, care needs, and room preference. No email. No phone number. No sales calls.
Your Situation
Fill in the form and click Calculate to see your estimate.
Estimated Monthly Cost
Annual Projection
1 Year
3 Years
Projections use the midpoint estimate. Actual costs may increase ~3–5% annually due to inflation.
Ways to Cover These Costs
Disclaimer: These are estimates based on 2024 state median cost data from Genworth Financial and the AARP Public Policy Institute. Actual costs vary by facility, care needs, and local market conditions. Always contact facilities directly to confirm current pricing.
What Drives Assisted Living Costs?
Base room & board
Rent, meals, utilities, housekeeping, and activities
Personal care services
Bathing, dressing, grooming, and mobility assistance
Medication management
Medication reminders, administration, and oversight
Specialized care add-ons
Memory care, two-person assists, therapy services
Frequently Asked Questions
How much does assisted living cost per month?
The national median is approximately $5,350/month in 2024. Costs range from around $2,500/month in lower-cost states like Mississippi to over $10,000/month in high-cost areas like Hawaii or Manhattan. Your actual cost depends on state, city, care level, and room type.
What factors affect assisted living costs?
The four biggest drivers are: (1) location — state and city matter enormously, (2) level of care — how many daily activities you need help with, (3) room type — shared rooms cost significantly less than private suites, and (4) add-on services like memory care, incontinence care, or on-site therapy.
Does Medicare cover assisted living costs?
No. Medicare does not cover assisted living room, board, or personal care. It may cover medical services you receive while living there (doctor visits, therapy, prescriptions). Medicaid HCBS waivers may cover some costs depending on your state and income level.
How do I compare facilities once I have a cost estimate?
Use our state directory to browse licensed facilities with capacity and Medicaid waiver status. Always request a detailed fee schedule from each facility — base rates often exclude add-on services that can significantly increase your monthly bill.